PTZ, Loi Pinel, Aides à la Location: New Measures Against the Housing Crisis in 2023

Published by My de Sortiraparis · Photos by My de Sortiraparis · Published on June 5th, 2023 at 01:50 p.m.
In response to the housing crisis, the government has announced a series of new measures, including the extension of the zero-rate loan (PTZ), the end of the Pinel scheme, and rental subsidies. We tell you all about it.

To respond effectively to the housing crisis that is increasingly preoccupying the French, the government has unveiled key new measures to promote home ownership and access to rental property. These measures include the tightening and extension of the PTZ until 2027, the termination of the Pinel scheme at the end of 2024, and the strengthening of rental subsidies.

The main changes to the PTZ are its refocusing on"new collective housing" in tense areas, and on"older housing subject to renovation" in relaxed areas. This is a good plan to discover, as it offers an advantageous financing solution for the purchase of a principal residence.

The government is putting an end to the Pinel scheme, deemed ineffective, and turning to"intermediate rental housing", which offers moderate rents without being social. This scheme will be extended to around a hundred additional communes currently in slack areas, a significant step forward for access to rental property.

The government's plan also includes measures for social housing, notably a"pact" with social landlords to help them renovate their housing stock and bolster their equity capital.

The effort continues with the allocation of an additional 160 million euros over five years for the"Logement d'abord" (housing first) scheme, which aims to provide permanent accommodation for the poorly housed.

To stimulate new construction, 47,000 unsold housing units will be bought by Caisse des Dépôts and Action Logement. In addition, the government is stepping up the MaPrimeRénov' scheme to speed up energy renovation of buildings.

New measures:

  • PTZ scheme extended and refocused until 2027
  • End of the Pinel scheme in 2024
  • Support for"intermediate rental housing
  • Pact with social landlords
  • 160 million euros for"housing first" scheme
  • Caisse des Dépôts and Action Logement to buy back 47,000 housing units
  • Reinforcement of the MaPrimeRénov' scheme

These measures, financed by the end of the Pinel scheme and the refocusing of the PTZ, underline the government's commitment to resolving thehousing crisis in France. They mark an important step in the reform of the housing sector, with a substantial effort to make home ownership and rental more accessible to all.

It is crucial to note that these changes will not solve the housing crisis overnight. As Matignon has emphasized, these new measures are only part of a more global and structural solution needed to overcome the housing crisis. Nevertheless, they represent a good plan for improving access to housing, and are essential measures for responding to a cyclical crisis.

In conclusion, the government is taking an important step to combat the housing crisis with the announcement of these new 2023 measures. They touch on various aspects of housing policy, such as home ownership, access to rental property, energy-efficient building renovation and support for social housing. While much remains to be done to resolve this crisis, these initiatives offer an important boost and represent a good plan to discover for those seeking solutions to the challenge of access to housing in France.

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